just listening to the new johnny marr (i know!) there's a track on it that is a proper, proper rip off of there is a light that never goes out but with maybe a markedly different vocal melody. quite good, tho!
could be a banking error ... last place i worked (no surprises!) they didn't pay everyone but it was resolved by lunchtime and seemingly was the bank's fault. would (and did) legit down tools pending resolution, though.